Quick Cash Advance Loans, Effortless Money Group
Providing effortless, prompt and convenient funding solutions in over 63 stores and On-line.
Life has a way of throwing unexpected things our way, so it’s significant to have financial options you can turn to. Frankly, most of us find it unlikely to foresee the dog having to go to the vet, or our means of transportation failing just when we need it most. That’s the way real life can be, surprising you when you can least afford it. Gratefully, we’re here to help.
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The APR shown above is an estimate/example which is based on the terms displayed and assumes adherence to scheduled payment(s). Actual APR may vary based on various factors such as state, loan term, loan product type, extra fees and/or other underwriting considerations including credit qualification on certain products. For more details please contact a location nearest you or utilize our live talk option.
When we extend credit, we provide a credit agreement and related disclosures that contain significant information about the cost and terms of credit. For example, our credit agreement and related disclosures will disclose when payments are due, any fees due if a payment is late or returned to us unpaid by your financial institution, and the finance charges due for the extension of credit. The Annual Percentage Rate (“APR”) that applies will depend on the amount and type of credit you request, where you live, your repayment period, state law, and other factors. The APR for short-term payday advance loans can range from 185% to 586.60%. Loans are not renewed automatically. Whether you have the option of renewing a loan can vary based on factors such as state law, our credit policies, and the type of credit you request. The fees we may assess and other conditions that apply if you ask to renew a loan will be described in the credit agreement and related disclosures. Click here for more details about our consumer loan products and where they are available.
Our efforts to collect past due accounts will be conducted in a professional and fair manner that conforms with applicable law. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. For customers having difficulty repaying their loan, repayment plans may be available and vary by state. For extra information, please contact your nearest store location .
All credit is subject to our approval. Certain limitations apply. See your local store for details. A payday advance loan is typically for two weeks. Some borrowers ask to use these loans over a period of months, which can be expensive. Payday advances should be used only for short-term financial needs, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.