Benefits of Online Payday Loans, Payday Loan Today
There are many reasons why getting a payday loan from our company is a brainy choice. Here are just a few of the benefits to choosing PaydayLoanToday.com as your lender:
We make things rapid and convenient. Our online application is one-page with the minimum information required for us to make a decision about your loan request. Once you submit your online application, it will be processed in real-time and you’ll know if you are pre-approved within minutes.
We suggest same day processing for all fresh applicants and existing customers. If you submit your loan request by our processing deadline (3pm Pacific / 6pm Eastern), your request will be processed the same day (excluding weekend and holidays). Once approved, funds will post to your account the next business day.
We are a direct Lender. As a direct lender, when you apply with us and are approved, we’re the company that will fund your loan. You will be dealing directly with us. If we are incapable to approve your application, we do suggest the option to find another lender for you from our network of affiliated lenders. If you choose we do not do that, simply select that option on the application and the process will end with us.
Swift Payday Loan Approval
Funds will be available the next morning. We process your loan funds the same day we approve your loan request. Once processed, the loan funds will post to your checking account the next morning (excluding weekend and holidays).
We have live customer service hours. We have live customer service representatives available to assist you Monday through Thursday, 8:30am – 4pm Pacific Time (11:30am – 7pm Eastern Time), and Fridays 10am – Three:30pm Pacific Time (1pm – Three:30pm Eastern Time). You can contact us by phone at 1-877-210-2274, by using the contact form on our contact page, or via email at [email protected]
Effortless Payday Loan Application
We have a ordinary one-page application. Our application does not contain numerous pages or unnecessary steps. We only request the information that we require.
You can select your pay date of choice for repayment within the next 30 days. We do not require that you pay your loan back on your next pay date. We understand that the next pay date may simply be too soon and that you may need more time to get back on track. You can pick the pay date that works best for you within the next 30 days. This means that if you’re paid bi-weekly (or twice monthly) you’ll have at least Two due date options to choose from. If you’re paid weekly, you usually have Three or Four different options!
We suggest a buy down option if you can’t pay in total on your due date. Albeit we don’t suggest installment loans, we do suggest the option to “buy down” your loan if you cannot pay it in total on the agreed upon due date. This means you extend your due date and pay the applicable loan fees plus an extra amount that goes directly toward lowering your principle balance. This option is used by many of our customers who choose to repay their loans in a few payments versus just one payment.
We care about our customers. We genuinely want to help you. The service we suggest is designed to help you get out of a short-term financial emergency. We understand that you may be brief on cash inbetween paydays but still need to pay that unexpected bill or pay for an urgent car repair. Our purpose is to provide you with the cash you need while providing you with the service you deserve. Respect, privacy, and quick, quality service are our top priorities.